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DECORATE TODAY, PAY LATER WITH SHOP PAY 
Introducing buy now, pay later with Shop Pay. Split your purchase amount into 4 equal, biweekly installment payments—with no additional, hidden, or late fees*

 

How it works

  1. Add your LAD goodies to your cart 
  2. Check out with Shop Pay
  3. Choose to pay in 4 installments
  4. Your order ships immediately!

Your first payment is due at checkout, then 3 remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks. 

Don't worry, you'll get an email reminder before each payment to remind you!  

FAQ

 

What is Shop Pay Installments

When checking out, you'll have the option to pay now or later with Shop Pay. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments. Shop Pay has 0% interest, no hidden or late fees, and no impact on your credit score.  

What happens if I pay with Shop Pay installments and then return items, or cancel my order?

Refunds will be returned to the original payment method within 3-10 business days, and your balance will be updated. If your refund is less than your total purchase balance, it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both. If your refund is more than your purchase balance, the difference will be returned to your original payment method within 3-10 business days. 

Which payment methods are accepted if I use this option

The installments option on Shop Pay is available on both debit and credit cards.

Are there late fees

Nope, there are no late fees if you miss a scheduled payment. 

 Have more questions?

For questions about installment payments on Shop Pay, visit shop.affirm.com/help. For questions about Shop Pay or the Shop App, visit shop.app/help/shop-pay

*Rates from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.